Bad Credit Car Loans for Seattle Residents

Today, more than 130,000 Seattle residents are estimated to suffer from bad credit (as defined by a FICO score of 620 or below).  At, this is not a problem.  We’ve partnered with a comprehensive network of Seattle bad credit car dealerships, buy here pay here lots, and subprime finance companies in order to cater to consumers with poor credit.  Such comprehensive financing options maximize your chances of finding a lender who is willing to extend credit despite the number on your credit report.

Reducing your Interest Rate with Bad Credit

If you have poor credit, you probably already know about high interest rates.   To reduce the interest rate on your new Seattle car loan, we encourage you to do two things if possible.

  • Save for a Downpayment
  • Find a Cosigner

These items are not mandatory, but they can improve both your interest rate and your chances of getting approved for an auto loan in Seattle, or wherever you live for that matter.

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